The short answer
Relocating buyers can often get preapproved before they arrive. The key details are your employment situation, timing for selling or renting your current home, and how you'll handle the search and closing from a distance.
Reviewed by Jennifer Reich, Branch Manager, NMLS 162239 · Last reviewed October 16, 2026
Can I get preapproved before I move?
Yes. Jennifer can review your income, credit, and assets remotely and issue a preapproval so you can shop with confidence. If you are changing jobs as part of the move, an offer letter and start date may be considered under certain guidelines.
Northern Utah or Southern Utah?
Jennifer serves borrowers both along the Wasatch Front around Kaysville and in Washington County around Washington City and St. George. Each region has its own mix of property types, HOAs, and new construction — explore the regional guides to learn more.
Closing from out of state
Many parts of the process are handled electronically. Signing requirements depend on the title company and loan, so plan ahead with Jennifer and your title officer.
Questions to ask Jennifer
- Will my new job offer count toward qualifying?
- Do I need to sell my current home first?
- How can I close if I'm not in Utah yet?
- Should I buy a primary home now or rent first?