Reviewed by Jennifer Reich, Branch Manager, NMLS 162239 · Last reviewed October 16, 2026
Jennifer's office is in Kaysville, in the heart of Davis County. From there she works with first-time buyers, move-up buyers, and homeowners refinancing throughout the county's cities — from Bountiful and North Salt Lake in the south to Layton, Clearfield, and Syracuse in the north.
Davis County's communities share the Wasatch Front's mix of established neighborhoods, newer subdivisions, and attached homes. The right loan often depends as much on the property and your plans as on your finances, which is why a conversation comes first.
Community guides
Other communities served
Jennifer also serves borrowers throughout these Davis County communities. Reach out with any questions about financing a home in them.
- Fruit Heights · City
- Centerville · City
- Bountiful · City
- West Bountiful · City
- Woods Cross · City
- North Salt Lake · City
- Clearfield · City
- Syracuse · City
- Clinton · City
- West Point · City
- Sunset · City
- South Weber · City
What to consider when financing here
Established vs. newer homes
Property condition can affect appraisal and loan conditions, especially under FHA and VA property standards. Newer homes bring builder timelines and rate lock planning.
Moving up
Many Davis County buyers already own. Timing a sale, carrying two payments, and using equity are common planning topics.
Condos and townhomes
Attached homes in an HOA may require project review, and approval rules differ by loan program.
Military and VA borrowers
With Hill Air Force Base nearby, VA eligibility, entitlement, and relocation timing come up often.
Frequently asked
Where is Jennifer's office?
69 East 200 North, Suite A, Kaysville, UT 84037. Office phone 801-559-3970.
Does Jennifer serve Ogden and Weber County?
Reach out about your specific location. Jennifer can confirm whether and how she can help with a purchase or refinance outside Davis County.
Can I meet in person?
Yes — call to schedule time at the Kaysville office, or work together by phone, email, and secure online tools.